Enter to WIN a BIG SCREEN TV
Plus, you both receive $25 in FREE GAS!
Refer someone for membership and each of you will receive:
 • A $25 GAS CARD*
 • AN ENTRY TO WIN A BIG SCREEN TV!*

Qualifying is easy—simply refer someone for membership and when they open their savings account and another qualifying-product*, you and your referral get a $25 Gas Card & an entry into our Big Screen TV giveaway!*

Hurry, this membership referral promotion is available for a limited time. Referral forms are available at PSFCU or by clicking here. The sooner you start referring, the faster you’ll start earning those Gas Cards and entries to win the Big Screen TV! For more information, call us at 626-351-9651.

*Referral must open an account between 7/11/08 and 9/30/08 and submit a referral form. Referral must qualify for membership and open a savings and one of the following types of accounts: Checking with Direct Deposit, Loan $10k+, Certificate, IRA. For a full list of terms and conditions, click here.

Refinance Your Auto Loan With Us and Get Up to a 3% APR Rate Reduction!*

If you love your car but you’d like to trade in your payments, simply refinance your existing auto* loan with us and get up to a 3% Rate Reduction* on your current loan rate. Saving a pile of money has never been so easy! Compare your current auto loan interest rate to ours:

As low as 5.49% APR*

Even a small reduction in your rate can translate into savings. And if you choose to extend your term, you can lower your monthly even more!

This promotion runs NOW through September 30, 2008. Hurry and You Can Save a Pile of Money! Call us or apply in person and we’ll handle all the details.

*Rate Floor: New - 5.49 % APR; Used - 5.99% APR. APR = Annual Percentage Rate. New cars = 2006-2009 and under 36,000 miles. Used cars = years 2004-2005 and under 80,000 miles. Loans are subject to credit approval. Up to retail Kelley Blue Book Value. Rates and terms subject to change without notice. Certain terms and restrictions apply. Current PSFCU auto loans do not qualify.

Do your part for our earth by signing up for eStatements and we'll give you an eco-friendly shopping bag.

How do eStatements work? It’s easy, convenient, and secure. When your statement is ready, you will receive an email notification. Then simply log onto your PSFCU online banking account (HFS*) and click on the “Statement” button from the “View Accounts” menu to instantly access your statement online.

How do I get started? Simply log-on to your online account (HFS*), select “Change eStatement Option“ from the “Services” menu, and follow the directions. Don’t have online account access yet? No problem—sign-up now by clicking the “sign-up” button from the Home Financial Services page. If you’d like some personal assistance, please call us at 626-351-9651 or stop by the office and we’ll be happy to help you. Remember, eStatements = convenience!

*Must be enrolled in Home Financial Services (HFS) to sign-up for eStatements.

We have recently enhanced our credit card program to better serve you. We have partnered with Elan Financial Services, one of the largest and most experienced credit card issuers in the nation. With this new affiliation, we will be able to offer members the finest value, best service and most competitive credit card programs with exciting rewards.

With these new credit card programs, you will receive more value, protection, and convenience such as: Security and Fraud Protection, 24/7 Card Service, and Easy Cash Access Around the World. With the Select Rewards program, you automatically earn one point for every dollar in new net purchases you charge on your card—with no limit to the points you can earn and redeem. Rewards include discounted travel, exciting merchandise, gift cards/certificates and more.

There are many card programs to choose from. Whether you pay your bill in full each month, carry a balance, or are a young adult wanting to build credit, we have the right card for you. We even have programs designed specifically for small businesses.

If you still have not taken advantage of our credit card program, now is definitely the time to apply for your card and take advantage of the enhanced benefits, including the rewards program.

For more information, please visit the Elan Financial Services website, or contact our loan department.

We’ve got some exciting news. Effective immediately, we are now offering Bill Payer FREE* to members. Simply pay at least 3 bills per month from your PSFCU Checking Account by using Bill Payer and the service is absolutely free! This is just another way we’re striving to offer members better and more comprehensive and convenient services. Sign-up for Bill Payer now by logging onto our website at www.mypsfcu.org and clicking on the Bill Payer link at the top of the page. Start managing your finances today with Bill Payer—sign up now!

*Bill Payer service is free if you pay at least 3 bills each month from your PSFCU Checking Account.

IRAs are designed to be long-term, tax-advantaged retirement accounts for individuals and help you keep more money for yourself and pay less to Uncle Sam. Check out our IRA rates here. If you would like additional information about IRAs or would like to open an account, please call us or stop by our office today!

Note: Always check with your tax advisor before opening an IRA.