TYPES OF LOANS

We offer a wide array of loan products to meet your needs. Whether you’re facing major household expenses or a temporary crimp in cash flow, we can help you get the cash you need, when you need it

We offer great rates, flexible terms, and an easy application process with a quick turnaround. Plus, your online access allows you to view your loan details and conveniently make payments online, 24/7. Save even more time by having your loans be conveniently paid through Payroll Deduction or Direct Deposit.

Click here to view our rates!

New and Used Auto, Motorcycle, and Recreational Vehicle Loans

We offer competitive pricing and easy repayment options to qualified members. Special First-Time Auto Buyer program is available.

Home Loans

Whether you’re looking to buy, refinance, or remodel your home, we have a program to fit your needs like our First Trust Deed Loans. In addition, we offer no-fee Second Trust Deed Loans and no-fee Home Equity Lines of Credit (HELOCs) on owner-occupied homes!

Access our first-time home buyer partner program at http://www.gohomela.com. Go Home LA is your one-stop source for information to help you get into your first home!

Line of Credit

We offer a line of credit option that you can link to your Checking Account to avoid returned checks.

Signature Loans

Our Signature Loans are the way to go. Whether it’s to help pay for a dream vacation, holiday expenses, taxes, debt consolidation, or anything else, we offer affordable payment and fixed rate terms.

FAST Loans

If you need quick access to cash, think of us first. It’s a great option over high rate “Payday” loans!

Credit Builder Loans

These loans help members develop or improve their challenged credit. Ask for details!

0% Teacher loans

These 0% interest loans, with amounts up to $1,000, are available to help teachers pay for supplies or other pressing items.

Credit Cards

We offer a credit card program to meet your needs, including the following cards: American Express Cash Back & Travel, Visa Platinum, Secured Visa, Visa Signature, College Rewards Visa, and Visa Business Cards.

  • Click here for more information or to apply.
  • Click here to access your account and make a payment.

The Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. Click here for more information and to apply today.

Click here to apply for a Loan or call our loan department at 877-297-4707!


Additional Loan Products and Services

  • Loan Skip-a-Pay – download the application here
  • FAST "Payday" Loans – download the application here
  • Auto-Buying Service: Our auto-buying partners walk you through the buying process and make sure you get the car you want without all the hassles and haggles of shopping dealer-to-dealer on your own. Simply tell them what you’re looking for and how much you want to spend, then we’ll get your loan pre-approved and our partner will help get you into the car of your dreams or needs! For more information and to connect with our partners, visit our Auto-Buying Service webpage.
  • Insurances: We offer Insurance products to protect your loan, including Credit Life Insurance, Credit Disability Insurance, Mechanical Breakdown Insurance (MBI), and Guaranteed Asset Protection (GAP).