Loan Rates Share and Checking Accounts Certificates and IRAs

Effective as of: November 10, 2015
Loan Rates
New & Used Autos
Terms to 84 monthsAPR*
Maximum of 120 % of MSRPas low as 1.99%
Including Tax, Title, License, GAP, and MBI
New vehicle criteria: Model year 2014 to 2015, less than 12,000 miles.
Used vehicle criteria: Add 2% for vehicles 2006 and older. Add 1% for vehicles 100,000 miles and over, maximum term of 48 month
New & Used Motorcycles (Model years 2006 and up)
36, 48, and 60 month termsas low as 4.99%
Recreational Vehicles
(RVs, Boats, etc. )
Loan BalanceMaximum TermAPR*
as low as:
NEW - Up to $100,000144 months8.99%
USED - Up to $50,000120 months8.99%
Visa Credit Card
Card typeAPR*
Visa Card9.99% - 18.00%
Signature Loans
as low as:
Personal Loan
(for vacation, tax, etc.)
Line of Credit
as low as:
Line of Credit9.99%
First Mortgages: Fixed and Variables Programs available Call For Details
10/1 ARM75% LTV to $417,000.00-0- Points
2nd Trust Deed
Fixed Rate and TermAPR*
As low as
Terms up to 15 yearsMaximum of $200,0004.49%
Fully amortizedNo cost to member
Home Equity Line of Credit (HELOC)
Adjustable RateAPR*
As low as
Up to 75%Maximum of $200,000.00 3.99%
10 year draw.Tied to Prime Rate
Payments amortized over 15 yrsNo cost to member
Classroom Supply Loans for 0% APR, up to $1,000
For purchasing teacher and classroom supplies.
Minimum monthly payment is $100 for full loan amount.
Not eligible for skip-a-pays
Electronic Device Loans – for Educators
For all your mobile devices, tablets, and PC needs!
4.99% APR, loan amount up to $2,500. Up to 24 month terms.
Not eligible for skip-a-pays
*APR: Annual Percentage Rate. Rates subject to change without notice.
NMLS Number: 450198