Rates

Loan Rates Share and Checking Accounts Certificates and IRAs

Effective as of: July 1, 2016
Loan Rates
New & Used Autos
Terms to 84 monthsAPR*
Maximum of 120 % of MSRPas low as 1.74% with loan discount with vehicles purchased through our Car Buying service
Including Tax, Title, License, GAP, and MBI

New vehicle criteria: Model year 2015 to 2016, less than 12,000 miles.
Used vehicle criteria: Add 2% for vehicles 2006 and older.
Add 1% for vehicles 100,000 miles and over, maximum term of 48 month
New & Used Motorcycles (Model years 2006 and up)
36, 48, and 60 month termsas low as 4.99%
Recreational Vehicles
(RVs, Boats, etc. )
Loan BalanceMaximum TermAPR*
as low as:
NEW - Up to $100,000144 months8.99%
USED - Up to $50,000120 months8.99%
Visa Credit Card
Card typeAPR*
Visa Card9.99% - 18.00%
We offer a credit card program to meet your needs, including the following cards: American Express Cash Back & Travel, Visa Platinum, Secured Visa, Visa Signature, College Rewards Visa, and Visa Business Cards.

Click here for more information or to apply.
Click here to access your account and make a payment.
Signature Loans
TypeAPR*
as low as:
Personal Loan
(for vacation, tax, etc.)
8.99%
Line of Credit
TypeAPR*
as low as:
Line of Credit9.99%
Mortgages
 
First Mortgages: Fixed and Variables Programs available Call For Details
10/1 ARM75% LTV to $417,000.00-0- Points
2nd Trust Deed
Fixed Rate and TermAPR*
As low as
Terms up to 15 yearsMaximum of $500,0004.49%
Fully amortizedNo cost to member
Home Equity Line of Credit (HELOC)
Adjustable RateAPR*
As low as
Up to 75%Maximum of $500,000.00 3.99%
10 year draw.Tied to Prime Rate
Payments amortized over 15 yrsNo cost to member
 
Classroom Supply Loans for 0% APR, up to $1,000
For purchasing teacher and classroom supplies.
Minimum monthly payment is $100 for full loan amount.
Not eligible for skip-a-pays
 
School Employee Loans for 0% APR, up to $500
For school related items like uniforms, shoes, and equipment. All classified employees and teachers are eligible. Loan is amortized over 10 months with a minimum monthly payment of $25.
 
Electronic Device Loans – for Educators
For all your mobile devices, tablets, and PC needs!
4.99% APR, loan amount up to $2,500. Up to 24 month terms.
Not eligible for skip-a-pays
*APR: Annual Percentage Rate. Rates subject to change without notice.
NMLS Number: 450198