Rates

Loan Rates Share and Checking Accounts Certificates and IRAs

Effective as of: January 1, 2016
 
Share and Checking Account Rates
Regular Share*
Deposit BalanceDividend RateA.P.Y*
$50 and over0.05%0.05%
 
IRA Savings*
Deposit BalanceDividend RateA.P.Y*
$100 and Over1.00%1.00%
 
Club Accounts - Holiday/Vacation*
Deposit BalanceDividend RateA.P.Y*
$50 and over0.05%0.05%
 
Summer Savings Account for School Employees
Deposit Balance Dividend RateAPY*
$50 and over 3.50%3.50%
Any withdrawals before the July 1, August 1, and September 1 disbursement months will revert back to the regular share rate.

Minimum Balance and Deposit Requirements
The minimum deposit required for you to open your Summer Savings Account is $5. You must maintain a minimum average daily balance of $50 to obtain the Annual Percentage Yield stated on the Rate Schedule. Summer Savings account maximum is a total deposit of $15,000.

Transaction Limitations
Our Summer Savings Account may be opened at any time. Funds will be disbursed to you on or about July 1, August 1, or September 1. If you close or make an early withdrawal from the Summer Savings Account before the distribution date, all dividends will be forfeited. Also, if you make a withdrawal from your account before the distribution date, the Summer Savings Account dividend rate will convert to the Regular Savings Account dividend rate as stated on the Rate Schedule.

 
Premier Checking*
Opening BalanceDividend RateA.P.Y*
$250.00%0.00%
Includes identity theft protection service, IDProtect,
for you and your family. See Account Description
for details.
 
Dividend Checking*
Opening BalanceDividend RateA.P.Y*
$250.05%0.05%
Maintain $1,000 min. balance to obtain stated
A.P.Y. See Account Description for details.
 
Simple Checking*
Opening BalanceDividend RateA.P.Y*
$250.00%0.00%
 
Money Market Account*
Deposit BalanceDividend RateA.P.Y*
$2,000 - $9,999.99.05%.05%
$10,000 - $24,999.99.05%.05%
$25,000 - $49,999.99.05%.05%
$50,000 and over.05%.05%
Money Market rates are determined weekly
 
Premium Money Market*
Deposit BalanceDividend RateA.P.Y*
$50,000 - and over.05%.05%
Money Market rates are determined weekly
 
*A.P.Y.: Annual Percentage Yield. Rates subject to change without notice at any time. Certain conditions and restrictions may apply. Please call or see our Truth-in-Savings disclosure for details.