Rates current as of December 16, 2009. Rates are subject to change without notice, and certain conditions and restrictions may apply. Please call for details.

3 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 .65% .65%
$10,000 and over .75% .75%

6 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 .85% .85%
$10,000 and over .95% .95%

12 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 1.09% 1.10%
$10,000 and over 1.19% 1.20%

24 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 1.54% 1.55%
$10,000 - and over 1.64% 1.65%

36 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 1.98% 2.00%
$10,000 and over 2.08% 2.10%

48 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 2.37% 2.40%
$10,000 and over 2.47% 2.50%

60 Month Certificate (Regular & IRA)
Deposit Balance Dividend Rate Annual Percentage Yield
$1,000- $9,999 2.62% 2.65%
$10,000 and over 2.72% 2.75%

12 Month College Fund Certificate
Deposit Balance Dividend Rate Annual Percentage Yield
Min. $100 deposit to open. Additional deposits can be made during the term. 1.34% 1.35%




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