Rates current as of December 28, 2011. Rates are subject to change without notice, and certain conditions and restrictions may apply. Please call for details.

3 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 .25% .40%
$10,000 and over .25% .40%

6 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 .30% .45%
$10,000 and over .40% .55%

12 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 .50% .65%
$10,000 and over .60% .75%

24 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 .90% 1.06%
$10,000 - and over 1.00% 1.15%

36 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 1.40% 1.55%
$10,000 and over 1.50% 1.65%

48 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 1.50% 1.65%
$10,000 and over 1.60% 1.75%

60 Month Certificate (Stated as APY)*
Deposit Balance Certificate IRA
$1,000- $9,999 1.60% 1.75%
$10,000 and over 1.70% 1.85%

12 Month College Fund Certificate*
Deposit Balance APY*
Min. $100 deposit to open. Additional deposits can be made during the term. .80%
*APY (Annual Percentage Yield)

*Rates and terms subject to change at any time. Substantial penalty for early withdrawal. Contact us for details.



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