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Qualifications within each month: Make 12 debit card purchases, sign up for E-Statements, and access online banking at least once. If you don’t meet these qualifications, the Kasasa accounts are still free. You can get right back to earning your Kasasa Cash or Kasasa Cash Back rewards the very next cycle that you qualify. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means the current statement cycle. Monthly qualification cycles begin on the first day of each month until the day before the last day of each month.
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle.
*Kasasa Cash: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000.00 in your Kasasa Cash account earn a dividend rate of 1.98% resulting in an APY of 2.00%; and average daily balances over $10,000.00 earn a dividend rate of 0.24971% on the portion of the average daily balance over $10,000.00, resulting in a range from 2.00% to 0.25% APY depending on the account's average daily balance. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.
**Kasasa Cash Back: You will receive 2.00% cash back on up to a total of 400.00 PIN based/ signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA
Kasasa, Kasasa Cash Back and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
We offer a variety of Checking Accounts to fit your lifestyle and financial needs. All of our Checking Accounts include the following:
- Free Online Banking
- Free Mobile Banking*
- Free Phone Banking
- Free Bill Pay
- Free Debit Card*
- Free eStatements
- Unlimited Check Writing
- Overdraft Protection option (enrollment required)
Right for you if you want:
- Day to day checking
- Free w/Direct Deposit of $500 or more w/E-Statements
Looking for a convenient and flexible savings account? Look no further, we have the Savings Account that you need.
To join our credit union and become a member, our regular savings account is the first account that you will open. To open and maintain this account there is a $5 deposit requirement.
SUMMER SAVINGS ACCOUNT
This account is designed with school employees in mind that may have a 10-month work schedule and may not receive a paycheck during the summer months. This account facilitates the distribution of your paychecks during the school year into the Summer Savings Account to help assure funds will be available during the summer months.
HOLIDAY AND VACATION SAVINGS ACCOUNTS
Do you ever think to yourself this Holiday I am going to set aside money, however when the time comes you are scrambling for money? Trust us, we have the savings account tailored just for you!
You can save money for a special occasion or go on the vacation you have been dreaming about!
You can set up a direct deposit or payroll deduction so you don’t hesitate on saving for the occasion.
Vacation Account funds can be withdrawn at any time. Holiday Account funds are dispersed in a lump sum on a set date, just before the Holiday season.
HEALTH SAVINGS ACCOUNTS (HSAs)
An HSA is a form of consumer directed health coverage pairing a high-deductible health plan with a tax-free savings account for medical purposes. The Minimum deposit required is $1000. Also to maintain a minimum balance of $1000 to obtain the Annual Percentage Yield stated on the Rate Schedule and to avoid closure.
Be assured that your money is safe with us. Your savings are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.
Money Market Account
The Money Market Account is a tiered rate account. Minimum deposit required for you to open is $2,500. If your average daily balance is increased or decreased the dividend rate and the Annual Percentage Yield for the appropriate tier will be paid on the average daily balance in your account.
If your Money Market balance falls below the minimum balance tier level, your account will earn the Regular Savings Account dividend rate.
Premium Money Market Account
The Premium Money Market Account is a tiered rate account. Minimum deposit required for you to open is $50,000. You must maintain the average daily balance of $50,000 to earn the Premium Money Market Account dividend.
If your Premium Money Market balance falls below the minimum balance tier level, your account will earn the Regular Savings Account dividend rate.