Merger Update

Stronger Than Ever.

We’ve merged! As of March 1, 2024, NCUA has officially approved the merger between Pasadena Federal Credit Union and Pasadena Service Federal Credit Union. Visit our merger landing page for more details.

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Take advantage of your home’s equity

myPSFCU HELOC

Home Equity Line of Credit. Get 3.99% APR Intro Rate for the first 6 months! Perfect for home renovations, major projects, and debt consolidation.

Apply Now
Refinance your car loan, get cash out

Cash Out Auto Refinance

Use your car as collateral to get cash out when you refinance your auto loan! Get rates lower than your credit card. Perfect for debt consolidation!

Apply Now
Mortgage Solutions with Right Choice Mortgage

The help you deserve for climbing out of debt.

Save big each month and consolidate your debt into a single payment with a lower rate! Find out how we can help you achieve your financial goals through our mortgage solutions. Call 877-297-4707.

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CashPlease Loan

Short term loan made easy

Click the button to apply for our new CashPlease loan!

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Featured Rates

We offer a wide range of loans with competitive rates to fit your needs.  From auto loans to home loans, let us help you get the financing you’re looking for. Our goal is to be your credit union for life, and all the moments in between.

  • Auto Loans

    As low as

    % APR

  • HELOC

    As low as

    % APR

  • Personal Loans

    As low as

    % APR

  • Line of Credit

    As low as

    % APR

*APR = Annual Percentage Rate. Some rules and restrictions apply.
View All Rates

How can we help today?

We offer products designed to meet the needs and lifestyle of our members. Check out our checking accounts and savings accounts and start your myPSFCU membership with us.

Resources and Education

Tips and resources to help you become more financially secure.

Announcement March 1, 2024

We’ve Merged!

Pasadena Service Federal Credit Union (PSFCU) is now officially a division of Pasadena Federal Credit Union (PFCU) as of March 1, 2024.

Why myPSFCU?

Your credit union for life, and all the moments in between.

We are more than just a bank. myPSFCU is a not-for-profit financial institution dedicated to providing its members with lower rates and fewer fees than banks.

Our different products cater to every stage in your life.
Savings account for kids, student loans for students, first time buyer auto loan for first-time owners, mortgage loans for home buyers, and retirement services for retirees.

Five stars

Jamaal Byers is my favorite person to work with at myPSFCU. He answers my every call and answers all my questions on the dot. He is very professional, super patient and even stays on the phone with me to walk me through the things I have trouble understanding (this happens often). I’ve dealt with a lot of banks and bank workers in my life due to my line of work and Jamaal definitely stands out. Very polite and doesn’t get bothered by my 21 questions. None like him and I am very pleased to be working with him!

E Eliza B.
Five stars

I had previously called on two separate occasions to have details regarding my account sorted out. The ball had definitely been dropped and I was not happy. Thankfully, on my third attempt I was assisted by a representative by the name of Kathy Cherry and she delivered! Professional, patient, diffused the situation (I was heated), and corrected all errors even though they were not hers. I ended my call feeling like I was heard and confident that the issues had been resolved. She was extremely kind and only offered solutions. Thank you Kathy!

G Gisele M.
Five stars

I noticed some charges on my debit card that weren’t mine. I used their mobile app first to disable my card and called them to see if I could get a new one. I was impressed at how fast and professional they acted! The staff was so friendly and made sure all my concerns were addressed. Thank you!

A Anthony C.
Five stars

I love your team! They always go the extra mile for me, Chantha and and her team are the absolute best ! I cannot begin to thank them enough for all of their help over the years.

C Chris D.
Five stars

My husband and I were recovering from an accident when I called to see if I could skip a loan payment. The lady who answered was so sweet and even asked how we were doing, and the next day I got another email from their executive reaching out and asking how we were. They really care for their members!

M Maria D.
Five stars

I love your website, without it I’d be lost! Still came in for a couple of transactions, but the teller told me I could do it on the website next time and even taught me how. Amazing customer service! Thank you!

D Douglas R.

Refer a Friend

two women looking at phone

Refer friends and Earn a $50 Cash Bonus!

*$50 will be added to your account the month after the referred member opens their account. Must open checking to qualify.

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