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Qualification Information:
Qualifications within each month: Make 12 debit card purchases, sign up for E-Statements, and access online banking at least once. If you don’t meet these qualifications, the Kasasa accounts are still free. You can get right back to earning your Kasasa Cash or Kasasa Cash Back rewards the very next cycle that you qualify. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means the current statement cycle.Monthly qualification cycles begin on the first day of each month until the day before the last day of each month.

Reward Information:
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle.

*Kasasa Cash: Average daily balances up to and including $10,000.00 receive an APY of 2.25%; and average daily balances over $10,000.00 earn a dividend rate of 0.24971% on the portion of the average daily balance over $10,000.00, resulting in a range from 2.25% to 0.25% APY depending on the account's average daily balance. The rate for over $10,000 is .25% and .05% for not meeting qualifications. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.

**Kasasa Cash Back: You will receive 2.00% cash back on up to a total of 400.00 PINbased/ signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.

Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA

Kasasa, Kasasa Cash Back and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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